Tutorial & feature tour
See exactly how Afripay works — step by step
From opening a secure deal to funding your multi-currency card and listing a property — watch short walkthroughs for every core feature.
How secure escrow works
Funds stay locked until both sides are satisfied — no more "pay and pray".
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Buyer and seller set the price, delivery timeline, and conditions.
Payment is deposited securely — seller is notified but can't touch it yet.
Goods or services are delivered. Tracking can be shared in the chat thread.
Buyer inspects and approves. Funds are released to the seller instantly.
If there's a problem, raise a dispute with evidence — our team reviews within 48 h.
Virtual & physical cards
Issue a card, set limits, and spend — all from your Afripay dashboard.
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Find the Cards hub from your main navigation after logging in.
Pick virtual or physical, set a spending limit, and confirm.
Transfer from any active wallet — NGN, USD, GBP, or EUR.
Use the card details at checkout for subscriptions, shopping, or tools.
Multi-currency wallets & currency swap
Hold NGN, USD, GBP, and EUR — swap between them at live rates in seconds.
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Add NGN via bank transfer, or receive USD/GBP from an international deal payout.
Go to Wallet → Exchange. Pick your source and target currencies.
Live rates are shown before you confirm. No hidden fees or markup.
Use the converted balance to fund a card or as collateral in a cross-currency escrow deal.
Property marketplace & escrow
Browse, chat with agents, and complete property deals with full escrow protection.
📹 Replace with your property marketplace walkthrough video.
Find properties on the marketplace — filter by type, price, and location.
Message the lister directly — negotiate terms before committing any funds.
Click "Start Secure Deal" — your funds are held in escrow, not released to the seller yet.
Visit the property, confirm it matches what was agreed, then release escrow.
Business payments, payment links & premium sales funnels
Customized payment links, one-tap payment collection, and full sales funnels — all with built-in escrow protection.
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Register your company, complete KYB verification, and unlock higher transaction limits, team access, and business-grade tools.
Go to Dashboard → Payment Links → Customize. Upload your logo, set brand colors, write a product description, and attach pricing. Each link gets a unique URL tied to your brand — customers see YOUR business, not a generic page.
Specify an amount, add a reference or invoice number, and send a one-tap payment request to any customer. They receive a link, open it, and pay via card, bank transfer, or wallet — all tracked in your dashboard in real time.
Combine a branded landing page (headline, product benefits, testimonials, and images) with an embedded Afripay checkout and escrow protection. Prospects land on your page, read, trust — and pay — all in one seamless flow. Use it for products, services, coaching, or digital downloads.
Send via email, WhatsApp, Instagram bio, or embed the payment button on your own website. No developer needed — just copy and paste.
Client pays into escrow. You deliver the goods or service. Client confirms satisfaction. Payout lands in your business wallet instantly — fully auditable and dispute-protected.
Wallet — top up, withdraw & manage funds
Fund via bank transfer, withdraw to your bank, and track every movement.
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Use your dedicated virtual account number to fund your NGN wallet instantly.
Move funds into an active deal or swap to another currency wallet.
When escrow is released, funds land in your wallet balance automatically.
Initiate a withdrawal to your verified bank account — settled same day or next day.
Personal account — everything you can do
Escrow deals, multi-currency wallets, virtual cards, and property — all in one free personal account.
📹 Replace with your personal account walkthrough video.
Create a free account, confirm your email and phone, then complete KYC (government ID + selfie) to unlock the full platform.
Top up via bank transfer. NGN, USD, GBP, and EUR wallets are all available — swap between them at live rates anytime.
Buying goods, services, or paying a freelancer? Open a deal, set the terms, and let escrow hold the funds until delivery is confirmed.
Go to Dashboard → Payment Links → Create New. Add a title, amount, product photo, and description. Afripay instantly generates a clean, shareable landing page — your payer visits the link, sees what they're paying for, and completes the payment securely. No coding or website needed.
Convert wallet funds to an Afripay card and spend online or in-store worldwide — with real-time alerts and spending limits you control.
Explore verified listings on the marketplace, chat with agents, and complete property transactions protected by escrow — zero risk of losing your money.
When a deal is completed or you want to cash out, withdraw your wallet balance to any verified Nigerian bank account — settled same or next day.