Virtual cards
Instant numbers for subscriptions, trials, and remote team spend.
Afripay cards & multi-currency
Virtual & physical cards — fund in any currency, spend anywhere
Issue virtual cards instantly, swap between NGN, USD, GBP, EUR wallets, and fund your card in seconds. Limits, freezes, and statements live right next to your escrow dashboard.
One account. Multiple currencies.
Hold, swap, and spend across wallets — no hidden conversion markup.
🇳🇬 NGN
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🇺🇸 USD
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🇬🇧 GBP
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🇪🇺 EUR
How it works: Top up any wallet → swap to your preferred currency → fund your virtual or physical card → spend online or in-store.
🪙 Fund in any currency
Receive NGN, swap to USD or GBP, and load your card — all from the same wallet screen.
⚡ Virtual cards, instantly
Generate a card number in seconds for subscriptions, ads, or one-off international purchases.
🔒 Full spend control
Set limits, freeze a card, or delete it — everything updates instantly, no customer service wait.
How currency swap & card funding works
1
Top up your wallet
Add money in NGN via bank transfer, Flutterwave, or card — or receive USD/GBP from a deal payout.
2
Swap currencies
Convert between NGN, USD, GBP, EUR at live rates — review the amount before confirming.
3
Fund your card
Move your converted balance to your virtual or physical Afripay card in one tap.
4
Spend globally
Use your card on any platform that accepts Visa — subscriptions, shopping, or international transfers.
Virtual vs Physical card — which one do you need?
⚡ Virtual
Virtual Card
- ✅ Issued instantly — no waiting
- ✅ Perfect for subscriptions & online spend
- ✅ Single-use or reusable numbers
- ✅ Multiple cards per account
- ✅ Freeze or delete in one tap
💳 Physical
Physical Card
- ✅ Tap or dip in-store
- ✅ ATM withdrawals (where supported)
- ✅ Backed by same multi-currency wallet
- ✅ Real-time spend alerts
- ✅ International acceptance
Card controls & features
All tools are available from your dashboard once your account is set up.
Card products
Physical cards
Tap or dip in-store with the same policy engine behind the scenes.
Single-use cards
Burner-style numbers for risky merchants or one-time invoices.
Multi-currency swap
Convert between NGN, USD, GBP, EUR at live rates and fund your card instantly.
International spend
Use Afripay cards on any platform that accepts Visa — Netflix, AWS, Shopify, and more.
Card statements
Download monthly activity for accounting and tax workflows.
Card controls
Spending limits
Daily, weekly, or per-merchant caps to stop runaway spend.
Freeze / unfreeze
One tap to pause a card if it's misplaced or suspicious.
Card security & alerts
Real-time push alerts and monitoring for unusual spend patterns.